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Friday, June 20, 2008

Fwd: Saving Money on Automobile Insurance!



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From: YouTube :: Tag // auto insurance qoutes <rssfwd@rssfwd.com>
Date: Fri, Jun 20, 2008 at 4:44 AM
Subject: Saving Money on Automobile Insurance!
To: carinsurance77@gmail.com


[1]

Tips for Saving Money on Automobile Insurance (auto or car insurance: 1) Raise your deductibles, which are the amounts you pay out of your pocket before your insurance policy pays anything. For example, raising your deductibles from $100 to $500 will reduce your premiums by 10% to 20% and raising it to $1,000 will save 25% to 30%. It may pay to absorb the cost of fender-benders yourself. 2) Drop your collision and comprehensive coverage if you have an older car. If your car is not worth much, why pay a premium for repairs on a vehicle you will probably replace if it's badly damaged? 3) Comparison shop. Do not assume that all insurance companies charge the same rates. You can save from 30 to 50% just by comparing costs. You can get free quotes online, from insurance Companies, and Independent Agents which are people who represent several insurance companies." 4) Drive Safely. Accidents can greatly increase your premiums or the insurance company can cancel your policy at your next renewal. Also avoid traffic tickets since these can increase your premiums for up to 3 years. 5) Have a good credit score to lower your rate. Insurance companies may use your credit score in determining the risk you pose and the premium you pay..So, it pays to borrow wisely and consistently repay your debts on time. 6) Before you buy your next new or used car, check into insurance costs. Cars that are expensive to repair or that are favorite targets for thieves have much higher insurance costs There are other discounts such as: • being at least 25 years old • taking a driver education course • driving for recreation only • driving low miles per year • multi-car discount • and being a long time customer Make sure your insurance company is giving you these discounts. Shop around again in a couple of years because rates are always changing. I hope these tips help you to lower your auto insurance costs.

Author: [2]MoneySavingVideos
Keywords: [3]money [4]saving [5]videobuy [6]Automobile [7]Insurance [8]Auto [9]Car [10]Save [11]Saving [12]Money
Added: June 17, 2008


rss@youtube.com (MoneySavingVideos) Tue, 17 Jun 2008 17:07:15 -0700

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Source: http://youtube.com/?v=DVegFQ54OSg
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